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The Baltimore Roundtable for Economic Democracy (BRED) is a coalition of Maryland-based worker cooperatives, advocates, and technical assistance providers committed to building a robust cooperative ecosystem. BRED supports democratically-controlled economic institutions with loans and technical assistance. We prioritize coop development that directs educational and financial resources to historically marginalized communities—especially communities of color that have been excluded from the current economic system. We are part of an emerging national peer network of loan funds to aggregate non-exploitative financing to scale this work. We believe in the creation of democratically-controlled economic institutions, whether as start-ups or through converting existing businesses. We see it as a powerful model that addresses concrete community needs—like living wage jobs with dignity—with an expansive vision of a transformed and equitable economy. Self-managed workplaces create key sites for skill-sharing and grassroots leadership development. Viable cooperative businesses with values grounded in community provide meaningful examples of corporate responsibility and accountability. Community-owned economic institutions demonstrate that Maryland communities can thrive without courting elite developers or national corporations that siphon profit from the local economy. Website: http://www.baltimoreroundtable.org Twitter: @bred_baltimore Instragram: @bred_baltimore

Loans

Thread Coffee Roasters

Thread - Worker Ownership Transition & Consolidation (refinance)

Working capital to facilitate the growth and development of a new team of worker-owners, to pay out the exiting owners, and to consolidate previous working capital loans from Seed Commons into a single loan.

Baltimore, United States
December 16, 2025
US $210,000.00

Firestorm Books

Firestorm Books Real Estate Loan

A secured investment loan for building purchase and renovations

Asheville, United States
July 7, 2022
US $908,600.00

Ceremony Piercing & Fine Jewelry

Refinance of Startup Loan to Ceremony Piercing & Fine Jewelry

A startup loan for a BIPOC-owned piercing studio to open as a cooperative in Baltimore

Baltimore, United States
September 6, 2024
US $49,000.00

Red Emma's Bookstore Coffeehouse

Seasonal Cashflow & Debt Consolidation loan

A debt consolidation and short-term cashflow loan to balance seasonal fluctuations

Baltimore, United States
April 7, 2026
US $100,000.00

PlantBliss

Working Capital Line of Credit Increase for Production Runs

An increase for capital line of credit to facilitate wholesale production runs with new co-packer of vegan mayo

Baltimore, United States
May 24, 2026
US $30,000.00
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