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The Baltimore Roundtable for Economic Democracy (BRED) is a coalition of Maryland-based worker cooperatives, advocates, and technical assistance providers committed to building a robust cooperative ecosystem. BRED supports democratically-controlled economic institutions with loans and technical assistance. We prioritize coop development that directs educational and financial resources to historically marginalized communities—especially communities of color that have been excluded from the current economic system. We are part of an emerging national peer network of loan funds to aggregate non-exploitative financing to scale this work. We believe in the creation of democratically-controlled economic institutions, whether as start-ups or through converting existing businesses. We see it as a powerful model that addresses concrete community needs—like living wage jobs with dignity—with an expansive vision of a transformed and equitable economy. Self-managed workplaces create key sites for skill-sharing and grassroots leadership development. Viable cooperative businesses with values grounded in community provide meaningful examples of corporate responsibility and accountability. Community-owned economic institutions demonstrate that Maryland communities can thrive without courting elite developers or national corporations that siphon profit from the local economy. Website: http://www.baltimoreroundtable.org Twitter: @bred_baltimore Instragram: @bred_baltimore

Loans

Cross Atlantic Chocolate Collective

Revolving working capital LOC for large-scale chocolate production

Invoice factoring line of credit for large wholesale orders

Wyncote, United States
September 28, 2022
US $50,000.00

Taharka Brothers

End-of-year bridge loan for Maryland State grant

Taharka received a reimbursable grant from the state for $88,000 and needs a bridge loan to cover $29,000 of remaining expenses.

Baltimore, United States
December 19, 2025
US $29,000.00

MontCo Union Taxi LLC dba Anytime Taxi

Line of Credit for government voucher reimbursement receivables - renewal

Operational taxi co-op is expanding and needs a line of credit to float voucher reimbursements to additional drivers. This is a renewal of Loan #3482 and a duplicate of that loan memo.

Rockville, United States
September 28, 2022
US $117,000.00

VOLAR -Village of Love and Resistance

VOLAR Rectory Construction Loan

A construction loan to allow a low-income CIT to renovate a multi-unit affordable housing cooperative

Baltimore, United States
February 13, 2024
US $500,000.00

Rising Housing

Rising 2025 Future Construction Assets

Acquired Properties to be Renovated at a later date

Baltimore, United States
March 24, 2025
US $1,078,000.00
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