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The Baltimore Roundtable for Economic Democracy (BRED) is a coalition of Maryland-based worker cooperatives, advocates, and technical assistance providers committed to building a robust cooperative ecosystem. BRED supports democratically-controlled economic institutions with loans and technical assistance. We prioritize coop development that directs educational and financial resources to historically marginalized communities—especially communities of color that have been excluded from the current economic system. We are part of an emerging national peer network of loan funds to aggregate non-exploitative financing to scale this work. We believe in the creation of democratically-controlled economic institutions, whether as start-ups or through converting existing businesses. We see it as a powerful model that addresses concrete community needs—like living wage jobs with dignity—with an expansive vision of a transformed and equitable economy. Self-managed workplaces create key sites for skill-sharing and grassroots leadership development. Viable cooperative businesses with values grounded in community provide meaningful examples of corporate responsibility and accountability. Community-owned economic institutions demonstrate that Maryland communities can thrive without courting elite developers or national corporations that siphon profit from the local economy. Website: http://www.baltimoreroundtable.org Twitter: @bred_baltimore Instragram: @bred_baltimore

Loans

EnviroCollab

Updated Line of Credit for Accounts Receivable

Line of credit to assist with cash flow

Baltimore, United States
January 13, 2025
US $60,000.00

PlantBliss

Working Capital to Scale Up the PlantBliss Wholesale Operation

A working capital loan to cover wages and overhead as Plant Bliss scales back up

Baltimore, United States
March 24, 2025
US $75,000.00

Common Ground Bakery Cafe

Common Ground Acquisition & Conversion

An acquisition and conversion loan to buy Common Ground Bakery Cafe and reopen it as a cooperative

Baltimore, United States
September 8, 2023
US $340,000.00

Common Ground Bakery Cafe

Common Ground Working Capital

This loan will provide the newly converted cooperative working capital as they start up

Baltimore, United States
September 12, 2023
US $40,000.00

Cross Atlantic Chocolate Collective

Start up loan for multinational chocolate cooperative

International multi country cooperative staffing for one management position

Wyncote, United States
June 30, 2022
US $41,668.00
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