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The Baltimore Roundtable for Economic Democracy (BRED) is a coalition of Maryland-based worker cooperatives, advocates, and technical assistance providers committed to building a robust cooperative ecosystem. BRED supports democratically-controlled economic institutions with loans and technical assistance. We prioritize coop development that directs educational and financial resources to historically marginalized communities—especially communities of color that have been excluded from the current economic system. We are part of an emerging national peer network of loan funds to aggregate non-exploitative financing to scale this work. We believe in the creation of democratically-controlled economic institutions, whether as start-ups or through converting existing businesses. We see it as a powerful model that addresses concrete community needs—like living wage jobs with dignity—with an expansive vision of a transformed and equitable economy. Self-managed workplaces create key sites for skill-sharing and grassroots leadership development. Viable cooperative businesses with values grounded in community provide meaningful examples of corporate responsibility and accountability. Community-owned economic institutions demonstrate that Maryland communities can thrive without courting elite developers or national corporations that siphon profit from the local economy. Website: http://www.baltimoreroundtable.org Twitter: @bred_baltimore Instragram: @bred_baltimore

Loans

Cooperative Community Development

Building Purchase for Cooperative Community Development

Loan for purchase of properties and predevelopment costs

Baltimore, United States
May 1, 2023
US $800,000.00

Taharka Brothers

End-of-year bridge loan for Maryland State grant

Taharka received a reimbursable grant from the state for $88,000 and needs a bridge loan to cover $29,000 of remaining expenses.

Baltimore, United States
December 19, 2025
US $29,000.00

Thread Coffee Roasters

Thread - Worker Ownership Transition & Consolidation (refinance)

Working capital to facilitate the growth and development of a new team of worker-owners, to pay out the exiting owners, and to consolidate previous working capital loans from Seed Commons into a single loan.

Baltimore, United States
December 16, 2025
US $210,000.00

Baltimore Bicycle Works

BBW - Move and PNC loan refinance

Loan to refinance PNC line of credit

Baltimore, United States
June 17, 2025
US $115,000.00

Taharka Brothers

Taharka Brothers Freezer Truck Purchase

Loan to purchase freezer delivery truck for ice cream

Baltimore, United States
February 23, 2023
US $110,000.00
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