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The Baltimore Roundtable for Economic Democracy (BRED) is a coalition of Maryland-based worker cooperatives, advocates, and technical assistance providers committed to building a robust cooperative ecosystem. BRED supports democratically-controlled economic institutions with loans and technical assistance. We prioritize coop development that directs educational and financial resources to historically marginalized communities—especially communities of color that have been excluded from the current economic system. We are part of an emerging national peer network of loan funds to aggregate non-exploitative financing to scale this work. We believe in the creation of democratically-controlled economic institutions, whether as start-ups or through converting existing businesses. We see it as a powerful model that addresses concrete community needs—like living wage jobs with dignity—with an expansive vision of a transformed and equitable economy. Self-managed workplaces create key sites for skill-sharing and grassroots leadership development. Viable cooperative businesses with values grounded in community provide meaningful examples of corporate responsibility and accountability. Community-owned economic institutions demonstrate that Maryland communities can thrive without courting elite developers or national corporations that siphon profit from the local economy. Website: http://www.baltimoreroundtable.org Twitter: @bred_baltimore Instragram: @bred_baltimore

Loans

Cooperative Coffees

2026 Short Term Raw Materials LOC

An additional working capital line of credit to facilitate purchasing large lots of green coffee beans

Americus, United States
March 28, 2026
US $500,000.00

Baltimore Bicycle Works

BBW Line of Credit

Line of credit for bikes and parts.

Baltimore, United States
April 25, 2018
US $40,000.00

Cooperative Coffees

Revolving Raw Materials LOC

A working capital line of credit to facilitate purchasing large lots of green coffee beans

Americus, United States
December 3, 2024
US $7,500,000.00

Rising Housing

Real Estate Loan to Complete Outstanding Properties

An extended runway to help Rising Housing achieve sustainability on their property management portfolio

Baltimore, United States
March 26, 2025
US $2,350,000.00

South Baltimore Community Land Trust

SBCLT Passive Homes Construction Loan

A construction loan to support a Black-led land trust in Baltimore City to develop the first fully passive affordable housing in our region.

Baltimore, United States
December 15, 2025
US $3,000,000.00
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