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The Baltimore Roundtable for Economic Democracy (BRED) is a coalition of Maryland-based worker cooperatives, advocates, and technical assistance providers committed to building a robust cooperative ecosystem. BRED supports democratically-controlled economic institutions with loans and technical assistance. We prioritize coop development that directs educational and financial resources to historically marginalized communities—especially communities of color that have been excluded from the current economic system. We are part of an emerging national peer network of loan funds to aggregate non-exploitative financing to scale this work. We believe in the creation of democratically-controlled economic institutions, whether as start-ups or through converting existing businesses. We see it as a powerful model that addresses concrete community needs—like living wage jobs with dignity—with an expansive vision of a transformed and equitable economy. Self-managed workplaces create key sites for skill-sharing and grassroots leadership development. Viable cooperative businesses with values grounded in community provide meaningful examples of corporate responsibility and accountability. Community-owned economic institutions demonstrate that Maryland communities can thrive without courting elite developers or national corporations that siphon profit from the local economy. Website: http://www.baltimoreroundtable.org Twitter: @bred_baltimore Instragram: @bred_baltimore

Loans

Baltimore Bicycle Works

BBW Line of Credit

Line of credit for bikes and parts.

Baltimore, United States
April 25, 2018
US $40,000.00

Appalachian Field Services

Emergency Working Capital Loan for AFS Cashflow

A cashflow loan to support Appalachian Field Services through a period of uneven growth

Hagerstown, United States
February 27, 2025
US $250,000.00

Baltimore Bicycle Works

BBW - Move and PNC loan refinance

Loan to refinance PNC line of credit

Baltimore, United States
June 17, 2025
US $115,000.00

Thread Coffee Roasters

Thread - Worker Ownership Transition & Consolidation

Working capital to facilitate the growth and development of a new team of worker-owners, to pay out the exiting owners, and to consolidate previous working capital loans from Seed Commons into a single loan.

Baltimore, United States
September 29, 2025
US $140,000.00
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